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Pet Medical Register's staff has over 20 years of experience in claims submission in the human insurance industry. As a Clearinghouse we will take care of medical records submitted by veterinarians, reformat the claim submission to fit any Pet Insurance Company so it can be loaded into the claims system without human interference. If need be we can take care of your eligibility records so no claim is being sent if the animal isn't eligible.This will speed up the claim processing considerably. Your benefits as Veterinarian submitting claims:
Why Use a Clearing House?
The question remains: if you can submit your claims directly to payers for free, why should you pay to use a clearing house? Unfortunately submitting claims directly to payers has hidden costs that may not be obvious. The biggest is that you will have to go through a potentially long and involved testing and certification process with every payer to which you intend to submit electronic claims. This can take weeks or months and involve you to send many claims.
One thing we have learned over the years is that, just in other areas, it is important to follow the money. Consider that when you are trying to pass a testing phase with a payer, it is not in their financial interest to get you certified. The longer they drag it out, the longer they don't have to pay you. Clearing houses, on the other hand, don't make their money unless you are successfully submitting claims so it is most definitely in their financial interest to get you running as quickly as possible.
Clearing houses also offer the service of screening your submissions and letting you know immediately when there are problems. This lets you make the corrections and resubmit quickly. Again, payers have no financial interest in giving you rapid turn-around so it can be weeks before you know that you need to resubmit.